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Our Best Answer - How much can I borrow for attendance at SMC?

Basic Stafford Loan Levels are as follows:

Grade Level

Degree Applicable Units Completed

Loan Limits

Students in Year 1: $3,500

 0 - 29

 $3,500

Students in Year 2: $4,500

 30 - 59

 $4,500

SMC's Loan Debt Management Plan recommends a cumulative loan threshold of $15,000.

Annual Additional Unsubsidized Stafford Loan limits are:

Dependent Students in Year 1 or Year 2

 $2,000

Independent Students in Year 1 or Year 2      

 $6,000

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