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Our Best Answer - How much can I borrow for attendance at SMC?

Basic Stafford Loan Levels are as follows:

Grade Level

Degree Applicable Units Completed

Loan Limits

Students in Year 1: $3,500

 0 - 29


Students in Year 2: $4,500

 30 - 59


SMC's Loan Debt Management Plan recommends a cumulative loan threshold of $15,000.

Annual Additional Unsubsidized Stafford Loan limits are:

Dependent Students in Year 1 or Year 2


Independent Students in Year 1 or Year 2      


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